Bad Credit? Your Options Are Getting Better

Changing regulations mean that people with poor credit histories still have appealing choices.

New credit-card rules in effect

New regulations came into effect Wednesday that the federal government says will protect credit-card holders from unexpected costs and help them make better financial decisions.

New credit card rules take effect

The rules mandate a minimum 21-day interest-free grace period on all new credit card purchases when a customer pays the outstanding balance in full

Finance and Banking

The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 ("the Act") begins sweeping reform for the U.S. financial system. It requires new and existing regulatory agencies to undertake more than 50 studies of the financial system and more than 250 instances of rulemaking.

Ask Gill: In the clutches of car rental agencies

Gill Charlton looks at who's at fault when a hire car breaks down; and advises on visits to Monet's garden.